Bargain foreign exchange.^TM

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/customer/user

Customer dashboard

Make requests, compare blind quotes, counter-offer, accept, and settle.

Last login: 08:37 EAT

Quick action

KYC active at 2 banks

Market overview

AppSync rate stream

7-step quote request wizard

Immediate spot FX only. Quote window: Monday-Friday, 09:00-14:00 EAT.

Step 1 of 7

1. Initiate deal Buy foreign currency Sell foreign currency

2. Currency and amount Currency Amount I want Estimated KES: 1,809,500.00

3. Timing Settlement Scheduled time

4. Supporting documentation Required when KES equivalent is at least 1,000,000 Document type S3 key from /v2/kyc/upload-url

5. Funds source Source account

6. Funds destination Transfer type Beneficiary Bank / SWIFT Purpose

7. Review and submit FPESA fee: 0.5%, included in estimate. I agree to the terms and authorize KYC sharing with approved partner banks. FPESA transaction PIN

Active quote requests

Blind quotes

Bank hidden until accepted

Settlement and transaction tracker

Awaiting accepted quote

/customer/admin

Customer organization administration

Create customer users, set dealing limits, manage funding sources, and review organization activity.

User limits

Organization accounts

Approval status

/admin/bank

Bank administration

Manage bank users, pending KYCs, dealing limits, FX inventory, and bank-level performance.

User management

Pending KYCs

FX inventory

/bank/treasury-manager

Treasury manager

Create dealers, set max exposure, daily caps, and open-position limits.

Daily bank cap: KES 250M

Dealer performance

Limit controls

/bank/dealer

Treasury dealer dashboard

Respond to incoming SQS/AppSync quote requests. Customer identity remains hidden until acceptance.

Availability

Incoming quote requests

Real-time queue

Authorize quote

/bank/compliance

Four-stage maker-checker

L1 Maker to L1 Checker to L2 Maker to L2 Checker, orchestrated by Step Functions.

15-min S3 signed URLs

/bank/operations

Operations settlement

Reconcile RTGS/SWIFT, parse MT940/CSV uploads, initiate PesaLink, and confirm receipt with bank PIN.

Pending reconciliation

Manual confirmation

/admin/super

System admin

Platform owner view for banks, customer organizations, system configuration, revenue, and audit logs.

System dashboard

Configuration

Audit feed

/api-docs

REST + GraphQL integration

OAuth2 client credentials, API Gateway/Lambda REST, and AppSync subscriptions.

OAuth2 token request

POST https://cognito.fpesa.co.ke/oauth2/token
Content-Type: application/x-www-form-urlencoded

grant_type=client_credentials&client_id={CLIENT_ID}&client_secret={CLIENT_SECRET}&scope=fpesa/api

GraphQL subscriptions

onNewQuoteRequest(bankId: ID!)
onNewQuote(requestId: ID!)
onQuoteAccepted(quoteId: ID!)
onKycSubmitted(bankId: ID!)
onTransactionUpdate(transactionId: ID!)
onRateUpdate

Endpoint reference

Method	Endpoint	Description	AWS service

Bargain foreign exchange.TM